Speaking on this issue of not coming back through the door, I think it was "60 Minutes" maybe that ran an expose about how the life insurance companies have been knowingly ripping people off for decades, by never paying out the death benefits to the beneficiaries of their deceased policy holders. They would drain the accounts with monthly maintenance fees until it was all gone. The only time they paid out was when a beneficiary knew in advance about the policy, and then actually filed a claim.
Point is, don't depend on the insurance companies to do the right thing. They won't.
Which is a problem for people who would like to try to financially protect the people around them, but also do not wish to provide a motive for their own homicide.
So, if you have loved ones that you want to provide for in the event of your untimely death, you have to trust that they won't try to kill you for it, and you have to tell them where you keep the paperwork, so that they can go to the insurance company and hold their feet to the fire.
That is all.
Tim
P.S. Also; Tyler, I am really happy for all of you, to have found the perfect match the way you have, and to have such a beautiful baby. He's going to get to experience so much more of this country than most kids ever will. Happy trails.
