Where to start?? When people as for a price over the phone I will tell them a range, then say it could be cheaper, might be a little more. For stumps I can quote a price fairly easy. Maples are always a red flag because of roots, but it help the customer know what a job SHOULD be worth. It always rules out the guy renting a machine and charging 400 dollars for a 20 inch pine. I then usully go and look, if not- they never call back. I get asked all the time to move or take wood. I tell them the same, split it deliver it, and I'll show you where to stack it. Another thing is " Do you have a saw with you?" Always answer "Yes, but I just hit dirt with it on my last job so my chain is dull. Why, what do you need done?" You look prepared, and can turn it down if its an ugly 4 foot Maple with five trunks and nails in it.
I had a lady one time who called me wanting an estimate. She had a bradford pear. I quoted her 35 dollars over the phone. thats my min, and she seemed like a nice old lady just trying to make it in this crazy world. Her response-" Well I was told you were reasonable. I'm completly dumbfounded- I politely told her to call around.
For people who dont pay- Start with a record of phone calls made to collect, then when that fails contact the homeowner and make them aware of the situation. If no payment is made, then I mail the homeowner a bill threating a lean on the property. This is normally when you get paid. No response- then have an attorney mail the letter. I've never had to go farther than this. I've never been cheated by a homeowner, just tree companies, and contractors. Another phrase I use is" this will grind more than just stumps" Altough I've never had the balls to grind the door off someones truck, but I've wanted to many times. Or remove someones entire landscaping while they are on vacation. haha