Thanks for the input guys! Dsltech, no I would not have bumped my price up if it went worse than expected. Usually, I just use it as a learning experience to bid more accurately in the future.
I charged $1400 for the tree. And quoted them $250 for the stump. They decided to make a table or something out of the stump. The other guys came in around $3000 and wanted to use a crane because of the sidewalks.
This was in a church daycare playground. The tree had quite a bit of dead wood and several large cavities, including one at the base. Nothing too bad really. On a windy day a couple weeks ago, a large limb fell out of it during school hours and almost killed a kid. After that, they were super worried about the liability issue and concerned with the brittle limbs. Not interested in pruning, just removal.
For what it's worth, I work alone. Still just using a truck, trailer, arbor trolley for brush, and log arch for logs. I was planning on one day to get it down and the brush cleaned up and another day for the logs. Finished it all in about nine hours. I would LOVE to make more money, but don't know if I can justify those prices with me by myself and hardly any equipment. Maybe I'm thinking about it all wrong.