Re: Worker\'s Comp.
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Remember if you go with the wrong classification and something happens or you get audited they can go back 7 years and back charge at the proper rate. Your better off biting the bullet and paying as you go. I had one serious accident several years ago and was happy there were no questions. My employee/friend had no worries for medical bills. Had I had improper coverage it could have been bad. You should figure it into your price and do it right.You owe it to your customers. I wouldnt want someone working on my property with inadequate coverage.
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I agree with Mark 100% on this!I'd rather over pay and get a credit when the yearly audit comes than get a big bill because I was trying to save a few bucks.I know of a few tree services that also have landscaping corporations(that their groundmen are employed by)that are pretty much fictiscous businesses and are getting away with it but for a small business I think your better off covering your [censored]!!I think it comes down to one thing...we are operating tree services and we need to pay the piper for what we do...
[ QUOTE ]
Remember if you go with the wrong classification and something happens or you get audited they can go back 7 years and back charge at the proper rate. Your better off biting the bullet and paying as you go. I had one serious accident several years ago and was happy there were no questions. My employee/friend had no worries for medical bills. Had I had improper coverage it could have been bad. You should figure it into your price and do it right.You owe it to your customers. I wouldnt want someone working on my property with inadequate coverage.
[/ QUOTE ]
I agree with Mark 100% on this!I'd rather over pay and get a credit when the yearly audit comes than get a big bill because I was trying to save a few bucks.I know of a few tree services that also have landscaping corporations(that their groundmen are employed by)that are pretty much fictiscous businesses and are getting away with it but for a small business I think your better off covering your [censored]!!I think it comes down to one thing...we are operating tree services and we need to pay the piper for what we do...