Oak Bramble?

[ATH]

..., also if the insurance evaluator were to see the tree they'd threaten to drop coverage...

In circumstances where there is a high danger, they should. The example I gave above is borderline fraud. Insurance isn't a 'maintenance' package it's there for unexpected emergencies.

Where insurance adjusters need.to stay in their lane: they need to stop telling people they need to remove low risk trees (without having done an onsite inspection, and certainly not by a qualified individual).

 

[Reach]

In circumstances where there is a high danger, they should. The example I gave above is borderline fraud. Insurance isn't a 'maintenance' package it's there for unexpected emergencies.

Where insurance adjusters need.to stay in their lane: they need to stop telling people they need to remove low risk trees (without having done an onsite inspection, and certainly not by a qualified individual).

I agree completely with that.

We got called to quote topping a very healthy young oak tree the other week, because the insurance company didn't want it to be higher than the house. Tree is not a hazard in the least, and I told the homeowner that. I also told him that if we do top it, it will become a serious hazard. I told him I would speak with the insurance company of necessary, if he wants to keep the tree. Otherwise, he should remove it rather than topping it. He declined for us to quote anything, I'm sure he called one of the local hacks who will top it for him without a second thought.

 

[VenasNursery]

At least you don’t have a repeat asshole client.
More good customers out there than bad. I say “On to the next one”

 

[ATH]

I agree completely with that.

We got called to quote topping a very healthy young oak tree the other week, because the insurance company didn't want it to be higher than the house. Tree is not a hazard in the least, and I told the homeowner that. I also told him that if we do top it, it will become a serious hazard. I told him I would speak with the insurance company of necessary, if he wants to keep the tree. Otherwise, he should remove it rather than topping it. He declined for us to quote anything, I'm sure he called one of the local hacks who will top it for him without a second thought.

I've offered to write letters as a Tree Risk Assessment Qualified Board Certified Master Arborist presenting a tree risk assessment report (I tell them to ask their agent first if it would accepted). A few followed up and wanted to pay for that and their insurance accepted it. I think most think it futile and don't make that call/I never hear back from them. I had a friend who's insurance company pulled this on them. I offered to write a letter for free (its a friend) after evaluating the tree - low risk. What they (insurance) wanted done, I wasn't willing to do as it would be significantly detrimental to the tree and cause more danger in the long term (huge branches cut back to the trunk on an old Silver maple). And it would cost a few thousand dollars. I also suggested for that money, he may be better off calling around about other options for insurance coverage...even if it was a couple hundred more per year.

Local hack did what the insurance company wanted for him.