Thanks for the replies guys.
Today Im going back in and approaching this differently.
I have 2 people I know with State Fund policies that are exluding themselves so I think the represenative I had delt with is wrong.
Another problem I think I had was my lack of confidense when telling them how much payroll I will have.
I need to approach them with, "Im ready to Do this"
not ,"I need this policy and I dont know what will happen next"
Another thing I did was collected all the payroll info I had from the temp agencies I have used in years past.
I signed up with a payroll service too so I can show them that Im ready to handle that aspect as well.
Ill report back later.
Have a great day buzzerds