So, I'm starting a new Biz in Maine, and I've been using guy with his own insurance for my sporadic jobs so far as a sub-contractor. It seems like this should be simple except for filing taxes, but here you are supposed to fill out a "predetermination of independent contractor status to establish rebuttable presumption" form. I'm a bit confused as to what this form does, besides make someone an independent contractor(I'm having my Sub sign it). Add panic to confusion, because I was talking to my insurance broker about a buddy I'm having come from VT for a big job next week. He also has his own insurance, but apparently wouldn't be able to sign the above form. Because of that, I'm told I will have to pay W.C., on top of contractor pay!!!???? Uh, what? Workers Comp on Sub-contractors? I left a message at my lawyer and the one person at the state who answers questions about this. I have also hired a guy as an employee, whom I will have W.C. for. So, I will have myself, an independent contractor, sub-contractor, and an employee at the job next week.
Question: What happens when property and/or persons and/or workers get injured on the job; and what is the difference in outcome between I.C., S.C., and employee?
Question: What happens when property and/or persons and/or workers get injured on the job; and what is the difference in outcome between I.C., S.C., and employee?