General liability

[bhlrp1962]

Had my insurance co. Call today and wants to come watch me remove my next tree. This could be a good thing in my eyes as I am strictly professional. Just wondering if anyone else had this happen to them. Thanks

 

[bhlrp1962]

Never had a claim in 20 years either

 

[Mark Chisholm]

We've had visits through the years and it was always a good experience. Good luck.

 

[bhlrp1962]

Thanks man I've never had this happen before so I really didn't know what it was for.

 

[treehumper]

Hmmmm..... interesting. Let us know what they say.

 

[nuthin_special]

Never heard of an insurance co doing this. Could be a good thing. Good if they visit those who are cutting too many corners and causing rates to be high.

v

 

[frashdog]

Do You have employees? If yes..
Workers comp? And general liability policy that reflects your payroll?
That's all I can imagine

 

[Tony]

I have had this happen quite a few times. The rep has always been polite and knowledgeable in the basics such as PPE and safety features of chainsaws.

A few times a team member or two has been caught slacking with eye protection!

I usually get some suggestion for safety meetings along with some literature the insurance company has on safety and education.

All in all, I used it as an opportunity to educate and introduce the real world aspects of what we do every day. A good chance to open a dialog with people you send a lot of money to on a regular basis.

Tony

 

[frashdog]

[ QUOTE ]
I have had this happen quite a few times. The rep has always been polite and knowledgeable in the basics such as PPE and safety features of chainsaws.

A few times a team member or two has been caught slacking with eye protection!

I usually get some suggestion for safety meetings along with some literature the insurance company has on safety and education.

All in all, I used it as an opportunity to educate and introduce the real world aspects of what we do every day. A good chance to open a dialog with people you send a lot of money to on a regular basis.

Tony

[/ QUOTE ]so your gl policy has had some one come and visually safety audit your employee's safety behavior? My wc policy said they would do that at my request. My gl policy has nothing to do with my employees well being as far as I know.

 

[bhlrp1962]

Thanks guys y'all eased my mind. Wasn't sure what is was about. I've always been a safety conscience climber and owner. Although any feedback I get from the rep will be taken seriously and will help my company in the long run. I carry nothing but the best ppe equipment u can get and am very strict on safe practices so everything should be ok. Again thanks guys

 

[6t56]

Yea,had this happen to me about 5 years ago.Some insurance co's don't exactly understand what your doing so they send someone out to watch so they have a better understanding of exactly what risk they are underwriting.Although in my opinion this could mean the insurance co. you chose may not be the best option for tree service insurance just because the policy may not be as extensive as a policy through a company that understands tree work.Just something to think about.

 

[DonaldRobertson]

6T56, what insurance company do you use? I use west bend mutual and only carry general liability.

 

[Gorman]

You have nothing to lose. If they don't like how you do it there are plenty other fish in the sea. And by fish I mean insurance companies.