Whats a Work Comp company that will deal with a small tree service?

[cody willard]

In MN there is a state pool of companies that provide workers comp at a structured rate. They have to insure.

For a long while I payrolled my employees through a daily labor company. I was charged a percentage of payroll and the company billed me every two weeks. The %age that I paid included all payroll taxes and comp. I supervised and hired/fired the workers.

The markup was only a little more than the state rate for tree care workers. The daily labor company was able to list my workers as general labor so the rate was CHEAP.

It’s what I do. All of my guys are under the arborist/logging comp code through the labor company. They charge 148% the employee’s hourly rate, which is 2% more compared to me doing it all, but I save 2 hours a week in office work, so it actually makes me more money. I pay a ground guy $20.00 an hour, they charge $29.00. It’s also all a simple write off.

Oklahoma state comp wanted to start me out at 36%

 

[Tom Dunlap]

I save 2 hours a week in office work, so it actually makes me more money.

Agreed! The time I spent doing any of that paperwork was exhausting.