Insurance question

monkeylove

monkeylove

Been here much more than a while
Location
Roslyn, Pa.
So of course we all it and get our "Cert of Liability". I give a copy to those customers who need it but thats it. Is there something I should be filling out on it as far as work to be done... I haven't needed to claim anything yet but don't want any surprises. What would the insurance company be looking to see if something happened for customers that ask or don't ask about the Liability insurance.

Thanks
 
Mine doesn't seem worried about copies, in fact he told me to print it out and keep copies with me if a client asked. He never mentioned that their name should probably be filled in as the certificate holder. Do you have something for daily use when the client doesn't require your cert?
 
Nish said:
My certificates go directly, via email, from my agent to the requesting client. The agent makes it out so that the particular client is named as the certificate holder. Around here the agents seem to frown on copy-making. I take it that they don't want to make it too easy for anyone to keep passing along copies of a cancelled insurance policy.
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Same here. Its really a pain to constantly have to call your agent and have them send over your info. This past week I called my agent three time to get G/L and W/C stuff sent to some projects coming up.
I wish their was a way to have a copy that I could provide to all potential, and current clients.
 
Me three frank. Client wants COI, I email my agent and them and the agent sends the paperwork. The client is the "insured". They say I can request online but I haven't figured that out yet. It's just as easy to send an email.
 
flyingsquirrel25 said:
Me three frank. Client wants COI, I email my agent and them and the agent sends the paperwork. The client is the "insured". They say I can request online but I haven't figured that out yet. It's just as easy to send an email.
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Wow, do I have the odd version or maybe I need to call and double check. I hate to call a screw being able just to put the clients name on the copy. Seems so simple that way. Hopefully a few others will chime in for some more odds one way or the a other. Thank guys.
 
So I need to get some insurance for the new mini and stuff. I am getting a quote from GL provider but he tells me he uses Inland Marine and says he thinks it will be about $1200 bucks. Does this sound right, and if not are there some providers you guys like?
 
monkeylove said:
So I need to get some insurance for the new mini and stuff. I am getting a quote from GL provider but he tells me he uses Inland Marine and says he thinks it will be about $1200 bucks. Does this sound right, and if not are there some providers you guys like?
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That sounds high. Thats what I paid to insure my old crane for the year on a IM policy. Look into that.
 
monkeylove said:
So I need to get some insurance for the new mini and stuff. I am getting a quote from GL provider but he tells me he uses Inland Marine and says he thinks it will be about $1200 bucks. Does this sound right, and if not are there some providers you guys like?
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As the other guys mentioned that's high for some reason. I pay 1300 for my IM and it covers all the equipment, a binder for small stuffs likes saws and rope and rental insurance. The big cost in mine is the rental coverage due to cranes and lifts.
 
Called "The Norwell Agency" who hooked me with a policy from Mutual Insurance. Same coverage as the $700 quote from above except Liberty Mutual only wanted $450. Pays to look around, I know who I will be calling back in February for a new GL policy.
 
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