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  1. ATH

    Tree related work you shouldn't need insurance for?

    I agree 100%. It was a weak attempt to bring it back on topic. But if a designer is never on property and they are just drawing plans, they have pretty limited exposure. Which also means insurance is gonna be dirt cheap so still worth having.
  2. ATH

    Tree related work you shouldn't need insurance for?

    At least around here, (as in all of Ohio, talking to other arborists) we need more people who know what they are doing planting trees. They almost always come too deep from the nursery and almost all of the 'landscapers' plant them even deeper. It takes a little more time per tree, but find...
  3. ATH

    Tree related work you shouldn't need insurance for?

    I'm guessing similar laws in PA: if you call and it's not marked but you cut it, you are not liable? Cutting a big fiber optic cable bundle is another example of where you best have insurance...
  4. ATH

    End of year purchase

    I saw the same deal at local Village Hardware. This morning saw online Ohio Power Tools had free 14" top handle with the big 18" rear handle saw. Here is the pole saw with battery for the same price as the pole saw alone...
  5. ATH

    Tree related work you shouldn't need insurance for?

    Cable. They are always shallow around here. Electric company stopped by a site this fall "I couldn't get a good tone on that line...but it's just feeding the street lamp. No big deal if you cut it, just let us know." If it wasn't marked and we cut it, we'd be fined. (Didn't hit it, so that's...
  6. ATH

    Tree related work you shouldn't need insurance for?

    In Ohio the contractor has legal obligation...plus I don't want to show up and see the HO forgot when I show up with trees. Or when the cable company doesn't mark and we cut a cable, need to be the one that called...
  7. ATH

    Where do you start training a new climber?

    What if they just want to do treatments, consulting, and planting. Do they still need to know the knots? I think that's good for anybody wanting to do overhead work. A pretty base level of competency. Since you bring it up, I don't know that I have taught the few people I've helped start...
  8. ATH

    Tree related work you shouldn't need insurance for?

    More sensible IF they look at sales by category. Do you do any consulting? That's somewhere 10% of my annual gross. Should reflect a lower general liability....but possibly more professional liability if those are risk assessments, bit not appraisals or diagnostic services. How about tree...
  9. ATH

    Tree related work you shouldn't need insurance for?

    Hours worked. (At least for general liability. Obviously workers Comp is gonna be payroll because if someone is outta work for on the job injury the compensation will be based on their payroll.) Why hours makes more sense than payroll: if your crews and my crews do the exact same thing every...
  10. ATH

    End of year purchase

    the saw or pruner? I've seen the saw advertised $599 with a 12Ah battery (normally the tool by itself is $599). I hadn't seen a deal on the pruner. Have you seen better? Just for clarification/reference what I'm looking at: pruner: Pole saw
  11. ATH

    End of year purchase

    Avant 528...purchased Will probably buy a Branch Manager and possibly an auger for that. Was tempted by the Milwaukee pole saw...and pole pruner. ISC Reflex? But Arbsession says not shipping until March now :(
  12. ATH

    Tree related work you shouldn't need insurance for?

    I'm confused by this whole thread...was there a question here or is the point just telling everyone why YOU don't need insurance?
  13. ATH

    Tree related work you shouldn't need insurance for?

    Let's say you are at $400 per hour. 10 minutes is $67. $67 x 12 months = $800/year. I have a hard time imagining an operation big enough to charge $400/hour only paying $800 per year for insurance. Or am I missing something? Even just the general liability portion of the policy has gotta be...
  14. ATH

    Tree related work you shouldn't need insurance for?

    Is that 7 to 10 minutes per month? That's really low! Or is that 7 to 10 minutes per hour? That's really high!
  15. ATH

    Tree related work you shouldn't need insurance for?

    Workers Comp...ohio is different than most states, so my understanding will be different that others. It is monopolistic state meaning I have to buy it through the state. But they gave me multiple rates. Base rates (before experience discount) is 25% for aerial work, 6% for in the ground...
  16. ATH

    Tree related work you shouldn't need insurance for?

    I think that is the point @tomstrees was making... There are people who don't raise the rates because they don't have insurance. But I think "insurance is too expensive" doesn't play for the example gave. Low risk= low rates. How much is that insurance...maybe $2K per year??? I pay (and...
  17. ATH

    Trees from a distance

    Is it evergreen? (Guessing so since it's next to another tree that has clearly changed leave color and it is still deep green)
  18. ATH

    Where do you start training a new climber?

    I know this isn't necessary what you are asking, but I'll throw it out here anyway: I've started with training how to prune on the ground. Unless they are proficient with what they will do once in the tree, it kinda doesn't matter how proficient their climbing skills are. I barely learned on a...
  19. ATH

    Dealing with rotted wood

    $75 an hour for splitting wood seems reasonable - at least around here. For other tree care operations (if the schedule is full), yeah, $75 doesn't pay get too far. But you don't need big machinery splitting wood, so that job shouldn't be paying for the crane. I never price by neighborhood.
  20. ATH

    Bringing on a plant health care specialist / consulting arborist part-time / as needed

    I have good relationships with a few competitors. We talk. Refer work back and forth. One in particular refers risk assessments to me. There is usually either mitigation or removal that goes back to them...the client starts asking "how much will that cost?" or "can you help with that?" and...
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