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I did it! I signed up for a policy.
Any suggestions on payroll services?
I dont expect alot at 1st so I was wondering how many of you just handle this yourself.
Im so excited! No more working alone! I feel like I dodged a million bullets to get here but here I am.
Anyone want a job?
Blinky...empty your damned PM box.
Your so pissing me off right now.
4 paragraphs down the drain!
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How many more bullets do you want to dodge as a result of working alone?
You pay based on percentage of payroll.
Hire someone! One day a week, every other week, who knows.
Even a day laborer through a service that you pay. They will take care of all the WC for that person as part of the fee.
Think about synergy (the whole is more than the sum of the parts). You must end up spending a lot more energy pulling apart a brush pile that is all stacked up. You are more likely to get hurt from the extra joint strain of a tangled brush mess, or trip over something pulling it apart.
You will have more time for marketing, and your advertising value from drive-by's will be better as you look like a team (even if it is a LaborReady guy that you gave a matching shirt to).
Your call and respond between you and the ground will "advertise" to the neighbors that you are a professional and trustworthy.
I think that it seems to HOs that a solo outfit is not as safe. If you are not as safe with your own life, can they trust you to be safe with their property?
It will be worth it. You only pay for what you use.
You will need a good plan of how to work with the employee. The "Do's and Don't's" for the employee. For example, ALL questions get referred to you. A friend's instantly fired employee told a large contractor's representative that "no we don't have a bucket truck" which was true, but he has access to a 61' tow behind lift that accesses most every tree in the market (few fences, so the limited side reach just means more re-positioning).
I started out solo without insurance, and with a little part time help here and there. It built. Now I have two part-to-full time guys that I am training and getting greater productivity than the once in a while help, WC, Gen Liab, licensed, chipper, old asplundh chip truck, old grinder,yada yada, in two years. While its not a lot, I did 10,000 in revenue last month (I'd been gone 8 months this summer, so my visibility on the job and the trucks in transit has been down.)
I don't know how WC/ Gen Liability is connected to taxes and the Fed/ state gov't, in the event that all taxes and licensing are not arranged, you may still be able to be covered partly.
The delusions of grandeur part--Keep dreaming! Keep working! Keep learning! Keep progressing!!!!
"Some people dream great dreams. Some people get up early and work to achieve them!"
Sounds like you want to be the latter.