Benefits for freelancers


New Member
Coeur d'Alene
What do the freelancers out there do for health benefits, workers comp., business insurance, etc.? When you sub, do you develop written agreements with the contractors?


Well-Known Member
I try to float my own boat most of the time, but I do sub on occasion. Carry, commercial liabilty, short term disabilty, long term dis., we have OHIP for hospital stuff. My dental, perscription I get via my wife's package.
I've never set a formal agreement with any of the contractors, but I won't drive their trucks, and if I think something is dodgy I protest, if I'm ignored I disappear to a different part of the project. Basically I try to prevent situations where I could be sued.

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