Grapple Truck Insurance

Tree_Frog

Active Member
I have a buddy that has a grapple truck in layup and to get insurance to bring it online he is being quoted at $16,000. The insurance company wants to rate the 30 yard grapple as a crane. I have never owned a grapple so I am not familar with the insurance costs.

What are the going rates and who would cover this truck?

Thanks.
 

dbl612

Active Member
need to explain to the ins. co. that the truck is a "log loader" not a crane. that rate they quoted is ridiculous. terminology is important when dealing w/ins. underwriters as most know little about the real world, just what is printed in their guidebooks.
 

SolesTree

New Member
Mine is about $1500 a year with Selective insurance co. Truck is a 50 plus yard rear mount with prentice 120. Valued at around $90,000.
 

Tree_Frog

Active Member
Thank you for the info. I figured it should run around $1500-2000. I will pass the information on to him. The "log loader" term is a good one. I think he was talking to Progressive.

Thanks again,

TF
 

brendonv

Well-Known Member
I have had progressive the last three to four years. Out of curiousity i got a dofferent quote fromstate farm. It was half of what i am paying. Shop!
 

NickfromWI

Well-Known Member
Call Stratum Insurance. Just google stratum arborist insurance. I think they will rock your world. I'd call progressive, too. Their cost for my chipper and chip truck was half of what anyone else could do.
 

TheLass

Member
I know this is very late but I am an insurance agent in Florida. I work with progressive for most of my arborists. The type of industry they have them labeled is Landscaping, Snowplowing & Firewood. However as far as the grapples go they are usually rated as dump trucks as long as the grapple has a dump bed. I had a very long discussion one day with a Senior underwriter because of the arm and the logistics on what exactly a grapple is.

If you are shopping insurance there is also Arbor Max Insurance which has to be sold by a TCIA member agent. You can go right to the TCIA webpage and they will have a link to an agent that sells Arbor Max.

Here is a link to the Arbor Max Agent Locator.

https://secure.tcia.org/Core/directory_ArborMAX.aspx
 

fkoosl

New Member
While an accident everything is simplified if the transport is insured by a hull and I have a competent consultant - then call, get advice, contact my https://www.total-insurance.co.uk/courier-insurance/ insurance company with help of a consultant and fully reimburse the damage (insurance without "wear and tear"). But what to do if I don`t have this insurance?
 
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